JK Bank PO recruitment 2026 is open for 323 Probationary Officer vacancies in the UT of Jammu & Kashmir (Notification No. JKB/HR/Rectt/2026-492). The starting basic pay is Rs.48,480/month. Online applications run from 07 November to 26 November 2026 at jkb.bank.in.
- Organisation: Jammu & Kashmir Bank Ltd.
- Post Name: Probationary Officer (PO)
- Total Vacancies: 323 (UT of J&K)
- Notification No.: JKB/HR/Rectt/2026-492, Dated 07-11-2026
- Apply Online: 07 November 2026 to 26 November 2026
- Application Fee: Rs.1,000 (SC/ST/SEBC/PwBD) | Rs.1,200 (All Others) — excluding GST
- Age Limit (as on 01-01-2026): 20–30 years
- Educational Qualification: Graduation in any discipline from a recognised university
- Starting Basic Pay: Rs.48,480/month (JMGS-I scale)
- Selection Process: Preliminary Exam → Mains Exam → Interview
- Exam Conducted By: IBPS on behalf of JK Bank
- Official Website: jkb.bank.in
📋 Table of Contents
- What Is JK Bank PO Recruitment 2026?
- JK Bank PO Vacancy 2026 — 323 Posts
- JK Bank PO Salary 2026 — Rs.48,480 Pay Scale
- JK Bank PO Eligibility Criteria 2026
- JK Bank PO Exam Pattern 2026 — Prelims & Mains
- JK Bank PO Selection Process 2026
- JK Bank PO Application Fee 2026
- JK Bank PO Important Dates 2026
- How to Apply for JK Bank PO 2026 — Step-by-Step
- Important Links
- Frequently Asked Questions
What Is JK Bank PO Recruitment 2026 and Why Should You Apply?
JK Bank PO recruitment 2026 refers to the official drive by Jammu & Kashmir Bank Ltd. to fill 323 Probationary Officer posts exclusively for domiciles of the UT of Jammu & Kashmir. The notification (No. JKB/HR/Rectt/2026-492) was released on 07 November 2026, with the online examination to be conducted by IBPS.
A Probationary Officer at JK Bank is placed in Junior Management Grade Scale-I (JMGS-I). After successfully completing a two-year probation and an internal evaluation examination, the officer is confirmed in service. Selected candidates are mandatorily posted within the zone initially allotted to them for a minimum of five years.
This guide is for graduates domiciled in J&K who want to begin a banking career with one of the region’s most prominent financial institutions. It covers vacancies, salary, eligibility, exam pattern, and the complete application process.
JK Bank PO Vacancy 2026 — 323 Posts with Reservation Details
The JK Bank PO vacancy 2026 stands at 323 posts for the UT of Jammu & Kashmir under Notification No. JKB/HR/Rectt/2026-492. Reservation is applicable as per Union Territory of J&K Reservation Rules, 2005, as amended, following S.O. 176 dated 15 March 2024 issued by the Social Welfare Department, Civil Secretariat, J&K.
| Category | Reservation % | Age Relaxation |
|---|---|---|
| Scheduled Castes (SC) | 8% | 5 years |
| Scheduled Tribes (ST) — Existing list | 20% | 5 years |
| Scheduled Tribes (ST) — Added vide 2024 Amendment | 10% | 5 years |
| OBC (Other Backward Classes) | 8% | 3 years |
| ALC/IB Area Residents | 4% | 3 years |
| Residents of Backward Areas | 10% | 3 years |
| Economically Weaker Sections (EWS) | 10% | Nil |
| Persons with Disabilities (PwBD) | 4% (Horizontal) | 10 years |
Note: Category-wise seat breakdowns are not provided in the official notification. Only the total of 323 vacancies and the above reservation percentages are officially stated. The EWS certificate must be valid for 2026–2027.
JK Bank PO Salary 2026 — Rs.48,480 Starting Pay Scale Explained
The JK Bank PO salary 2026 starts at a basic pay of Rs.48,480 per month under Junior Management Grade Scale-I (JMGS-I), as confirmed in the official notification. Additional perks and allowances applicable to JMGS-I officers are payable as per bank rules.
| Particulars | Details (As per Official Notification) |
|---|---|
| Starting Basic Pay | Rs.48,480/month |
| Pay Scale | Rs.48,480 – 2,000/7 – 62,480 – 2,340/2 – 67,160 – 2,680/7 – 85,920 |
| Officer Grade | Junior Management Grade Scale-I (JMGS-I) |
| Maximum Basic Pay (scale end) | Rs.85,920 |
| Other Benefits | Perks applicable to JMGS-I as per bank rules |
| Probation Period | 2 years from date of joining |
| Service Bond | Rs.2,00,000 bond to serve minimum 2 years |
The increment structure follows seven annual increments of Rs.2,000, then two increments of Rs.2,340, and seven increments of Rs.2,680 — taking basic pay from Rs.48,480 to Rs.85,920 through the scale. In-hand salary, CTC, or estimated gross pay are not stated in the official notification and are therefore not listed here.
JK Bank PO Eligibility Criteria 2026 — Age, Qualification and Domicile
Candidates must satisfy all three eligibility requirements — domicile, age, and educational qualification — as specified in the official notification JKB/HR/Rectt/2026-492. No change of category is permitted after online registration.
Domicile Requirement
Only domiciles of the UT of Jammu & Kashmir are eligible to apply. A valid domicile certificate issued by the competent authority must be submitted at the time of document verification.
Age Limit (as on 01-01-2026)
| Category | Age Limit |
|---|---|
| General / EWS | 20–30 years (born between 01-01-1996 and 01-01-2006) |
| SC / ST | Up to 35 years (5 years relaxation) |
| OBC / ALC-IB / Backward Areas | Up to 33 years (3 years relaxation) |
| Persons with Disabilities (PwBD) | Up to 40 years (10 years relaxation) |
Educational Qualification
Candidates must hold a graduation degree in any discipline from a university recognised by the Government of India or an equivalent qualification recognised by the Central Government/UGC. The degree must be obtained on or before 26 November 2026 (last date of registration). Where CGPA/OGPA is awarded, it must be converted to percentage as per the university’s norms and indicated in the online application.
JK Bank PO Exam Pattern 2026 — Prelims, Mains and Interview Structure
The JK Bank PO exam 2026 is conducted by IBPS in three phases. The Preliminary examination shortlists candidates at 10× the number of vacancies per category. The Mains examination shortlists candidates at 3× the number of vacancies per category for the interview.
Preliminary Examination Pattern
| Subject | Questions | Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 Minutes |
| Quantitative Aptitude | 35 | 30 | 20 Minutes |
| Reasoning Ability | 35 | 40 | 20 Minutes |
| Total | 100 | 100 | 60 Minutes |
Minimum qualifying marks: 40% for General/EWS and 35% for reserved categories in aggregate, subject to overall merit. There is a negative marking of 1/4th mark for each wrong answer in both Prelims and Mains.
Mains Examination Pattern (Objective + Descriptive)
| Subject | Questions | Marks | Time |
|---|---|---|---|
| Reasoning | 40 | 60 | 45 Minutes |
| General/Economy/Banking/Digital/Financial Awareness (incl. RBI Circulars) | 50 | 60 | 35 Minutes |
| English Language | 40 | 20 | 35 Minutes |
| Data Analysis & Interpretation | 40 | 60 | 45 Minutes |
| Objective Total | 170 | 200 | 160 Minutes |
| Descriptive Paper (Essay & Comprehension) | 2 | 25 | 30 Minutes |
Scores in the Mains examination only are used for shortlisting candidates for the interview. The minimum qualifying marks in Mains are 40% (General/EWS) and 35% (reserved categories), subject to overall merit.
Interview
The interview carries 100 marks. Minimum qualifying marks are 40% (General/EWS) and 35% (reserved categories). The final merit score is calculated in the ratio of 80:20 (Mains : Interview). In a tie on aggregate scores, the candidate senior in age is ranked higher.
JK Bank PO Selection Process 2026 — 3-Stage Process Explained
The JK Bank PO selection process 2026 comprises three official stages as stated in Notification JKB/HR/Rectt/2026-492. All three stages are mandatory — clearing one stage does not guarantee selection in subsequent stages.
- Preliminary Examination (Online): 100 questions, 100 marks, 60 minutes. Candidates scoring the cutoff (set by IBPS in concurrence with JK Bank) are shortlisted at 10× vacancies per category for the Mains.
- Mains Examination (Online — Objective + Descriptive): 170 objective questions (200 marks, 160 minutes) plus a 25-mark descriptive paper of 30 minutes. Candidates scoring the cutoff are shortlisted at 3× vacancies per category for the interview. Biometric data is captured during Mains.
- Interview: Conducted by JK Bank at select centres. 100 marks total. Final combined score = 80% Mains + 20% Interview. Document verification is conducted before the interview.
A reserve list of up to 50% of vacancies per category may be drawn by the bank, valid for one year from the selection list date or until the next recruitment notification, whichever is earlier.
JK Bank PO Application Fee 2026 — Category-Wise Charges
The JK Bank PO application fee 2026 must be paid online between 07 November and 26 November 2026. Bank transaction charges for online payment are borne by the candidate. The fee once paid is non-refundable and cannot be held in reserve for any other examination.
| Category | Application Fee |
|---|---|
| SC / ST / SEBC / PwBD | Rs.1,000 (excluding GST) |
| All Others (General / EWS / OBC) | Rs.1,200 (excluding GST) |
Payment can be made via Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards, or Mobile Wallets. An e-Receipt is generated on successful payment — non-generation of the receipt indicates payment failure.
JK Bank PO Important Dates 2026 — Application to Provisional Selection
| Activity | Date / Status |
|---|---|
| Online Application Opens | 07 November 2026 |
| Online Application Closes | 26 November 2026 |
| Payment of Application Fee | 07–26 November 2026 |
| Admit Card for Preliminary Exam | Shall be notified separately |
| Preliminary Examination (Online) | Shall be notified separately |
| Result of Preliminary Examination | Shall be notified separately |
| Admit Card for Mains Examination | Shall be notified separately |
| Mains Examination (Online) | Shall be notified separately |
| Result of Mains Examination | Shall be notified separately |
| Interview Call Letter Download | Shall be notified separately |
| Interview | Shall be notified separately |
| Provisional Selection | Shall be notified separately |
Candidates are advised to visit jkb.bank.in regularly under the “Careers” tab for all updates. No separate communication will be issued for changes or updates.
How to Apply for JK Bank PO 2026 — Step-by-Step Online Process
Applications for the JK Bank PO recruitment 2026 are accepted only through online mode at jkb.bank.in. No other mode is accepted. The application window is open from 07 to 26 November 2026.
- Visit the official website: Go to jkb.bank.in and click on the “Careers” tab, then select the JK Bank PO Recruitment 2026 notification link.
- Register as a new user: Click “Click here for New Registration.” Enter your name, contact details, and email ID. Note the Provisional Registration Number and Password sent via SMS and email.
- Fill the application form: Enter all required personal, educational, and category details carefully. No changes are permitted after clicking “Complete Registration.”
- Upload documents: Upload scanned copies of your photograph (20–50 KB), signature (10–20 KB), left thumb impression (20–50 KB), and handwritten declaration (50–100 KB) in JPG/JPEG format. Also upload educational certificates and disability certificate (if applicable) as a single PDF (max 500 KB each).
- Pay the application fee: Click the “Payment” tab and pay the applicable fee online. Download and retain the e-Receipt as proof.
- Submit and print: Click “Submit” to complete registration. Print the system-generated application form and retain it for future reference.
Candidates must keep 8 copies of the same photograph used in the application, as these are required at multiple stages (Prelims, Mains, Interview, Joining). Signatures in CAPITAL LETTERS will NOT be accepted. The handwritten declaration must be in English only and in the candidate’s own handwriting.
Important Links — JK Bank PO Recruitment 2026
Frequently Asked Questions About JK Bank PO Recruitment 2026
What is the total number of vacancies in JK Bank PO recruitment 2026 and who is eligible to apply for these posts?
What is the starting salary and pay scale for JK Bank Probationary Officer 2026 as per the official notification?
What is the last date to apply online for JK Bank PO 2026 and what is the application fee for all categories?
What is the selection process for JK Bank PO recruitment 2026 and what is the weightage of Mains and interview?
What documents are required to apply online and appear for the interview in JK Bank PO recruitment 2026?
📅 Last Updated: November 2026 — This page is reviewed and updated when official data changes. Bookmark jkb.bank.in and this page for the latest JK Bank PO 2026 updates on exam dates, admit cards, and results.
Disclaimer: This post is for informational purposes only. All data is sourced from the official notification JKB/HR/Rectt/2026-492 dated 07-11-2026. Always verify the latest information at the official J&K Bank website jkb.bank.in before taking any action.
